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Abstract of title Accelerated cost recovery system Accelerated depreciation Acceleration clause Acceptance Access Accessibility Accession Accretion Accrued items Acknowledgemento acre Acknowledgment Acre Acre foot Active solar system Actual age Actual eviction Actual notice Ad valorem tax Addendum Additional principal payment Add-on interest adjustable rate mortgage Adjustable-rate mortgage (ARM) Adjusted basis Adjusted cost basis Adjustment Date Adjustment period adjustments Administrator Administrator's deed Adverse possession Adverse use Aeolian soil Affiant Affidavit of title Affirmation A-frame design Agency Agency closing Agency coupled with an interest Agent Agreed boundary Agreement of sale Air lot Air rights Alcove Alienation Alienation clause Alkali Alkaline soil Alley Allodial system Allowances Alternative mortgage Aluminum siding Aluminum-clad windows Amenities American land title association (alta) policy American Society of Home Inspectors Americans with Disabilities Act Amortization Amortization schedule Amortization tables Amortized loan Amperage Anchor bolt Annual Annual mortgagor statement Annual percentage rate (apr) Annual Property Taxes Annuity Anticipation Anticipatory breach Antitrust laws Application Application fee Appraisal Appraisal fee Appraisal report Appraised value Appraiser Appreciation Appurtenance Appurtenant easement Arbitration Arbor Arch Architect Architectural fees Arpent Asbestos As-is condition Asking price Assemblage Assessed Value Assessment Assessment rolls assessor Asset Assets Assignment Assignor Assumable mortgage Assumption Assumption clause Assumption fee Assumption of Mortgage Attachment Attorney's opinion of title Automatic extension Average price Avigation easement Avulsion Awning windows Back fill Back title letter Back-to-back escrow Backup offer Backwater valve Balance Balance sheet Balloon loan balloon mortgage Balloon payment Balloon-frame construction Balustrade Bankruptcy Bargain and sale deed Bargain sale Base line Base rate, Prime Rate Baseboard Baseboard electric heat Basement Basis Basis Point Bay Bay window Bearing wall Before-tax income Bench mark Beneficiary Bequest Betterment Bidding war Bilateral contract Bill of sale Binder Biweekly mortgage Blanket insurance policy Blanket loan Blanket mortgage Blended Payment Mortgage Blighted area Blind nailing Blockbusting Blue sky laws Blueprint Blue-ribbon condition Blue-sky laws Board foot Board of Equalization Board-and-batten siding Boilerplate Bona fide Bond Bond market Book value Boot Boring test Borough Borrow Borrow pit Boulevard Boundary Braced framing Branch office Breach of contract Breach of covenant Breach of warranty Break-even point Breast height Breezeway Brick Bridge loan Broker Brokerage Broom clean Brownstone Buffer strip Buffer zone Builder upgrades Building and loan association Building code Building inspector Building line or setback Building moratorium Building paper Building permit Building restrictions Built-ins Bulk transfer Bulkhead Bundle of legal rights Bundle of rights Bungalow Butterfly roof Buydown Buy-down mortgage Buyer broker Buyer-agency agreement Buyer's market Buyer's remorse Bylaws Call option Can lights Cancellation clause Cantilever Cap Cape Cod style Capital Capital expenditure Capital gain Capital gains Capital gains tax Capital improvement Capitalization Capitalization rate Caravan Carport Casement window Cash flow Cash rent Cashier's check Cash-out refinance Cathedral ceiling Caulk Caveat Caveat emptor Cavedium Ceiling height Central air conditioning Central business district Certificate of deposit Certificate of Deposit (CD) Certificate of deposit index Certificate of eligibility Certificate of occupancy Certificate of reasonable value (crv) Certificate of sale Certificate of title Chain of title Chair railing Change Change frequency Change order Chattel Chattel mortgage Chimney back Chimney flue Chimney pot Cinder block Cinder fill Circuit breaker Cistern Civil rights act of 1866 Classified property tax Clear title Closing Closing costs Closing Date Closing statement Cloud on title Cluster development Clustering CMHC Co-borrower Code of ethics Codicil Co-housing Coign Co-insurance Coinsurance clause Collar beam Collateral Collateral security Collection Collusion Colonia Column Column footing Co-maker Combination door Combination window Commercial bank Commercial property Commingling Commission Commitment Commitment fee Common area Common area assessments Common areas Common elements Common law Common-area assessments Common-interest development Community property Community Reinvestment Act Commute Comparable sales comparables Comparative market analysis Competent Competition Competitive market analysis (cma) Compound interest Comprehensive plan Concrete tilt-up Condemnation Conditional commitment Conditional-use permit Condominium Condominium conversion Condominium hotel Conduit Confession of judgement clause Conformity Consent judgment Conservator Consideration Construction budget Construction documents Construction loan Construction to permanent loan Constructive eviction Constructive notice Consumer Credit Counseling Service (CCCS) Contemporary style Contiguous lots Contingency Contingency listing Contingent fee Contract Contract for deed Contract to purchase Contractor Contractual lien Contribution Controlled growth Conventional loan conventional mortgage Convertibility Convertible adjustable-rate mortgage Convertible arm Conveyance Conveyance tax Cooperating broker Cooperative Cooperative (co-op) Cooperative corporation Cooperative mortgages Cooperative project Co-ownership Corner bead Corner influence Cornice Corporate relocation Corporation Correction lines Corrective work Co-signer Cost approach Cost of Borrowing Cost of funds index (cofi) Cost recovery Cost-plus contract Cottage Counteroffer counter-offer Covenant Covenant of quiet enjoyment Covenants Covenants, conditions and restrictions (CC&Rs) Craftsman style Crawl space Creative financing Credit Credit history Credit life insurance Credit rating Credit report Credit repository Credit union Creditor Cross-bridging Cul de sac Cupola Curable defect Curb appeal Curtain wall Curtest Custom builder Custom home Cynic Damper Datum Days on the market Deadbolt lock Debit Debt Decedent Deck Dedication Deed deed Deed in lieu of foreclosure Deed in trust Deed of trust Deed of trust lien Deed restriction Deed-in-lieu Deep-seal floor drain Default Defeasance clause Defeasible fee estate Deferred maintenance Deficiency judgement Delinquency Delinquent mortgage Demand Density Density test Density zoning Dentils Deposit Depreciation Descent Design/build Designer Developer Devise Digital images Dimension plans Disability insurance Disclosure Discount point Discount points Distressed property Document needs list Domed ceiling Domicile Dominant tenement Dormer Double-hung window Dovetail joints Dower Down payment Down spouts Downpayment Drainage Draw Dropped ceiling Dry rot Drywall Dual agency Duct Due-on-ReSale Clause Due-on-sale clause Due-on-sale provision Duplex Duplicate Certificate of Indefeasible Title Duress Dutch colonial style Early occupancy Earnest money Earnest money deposit Earthquake insurance Easement Easement by condemnation Easement by necessity Easement by prescription Easement in gross Eaves Economic life Effective age Effective gross income Electric service panel Elevations Ell Emblements Eminent domain Employee Employer-assisted housing Employment contract Empty nesters Enabling acts Encroachment Encumbrance End loan Endorser English Tudor style Environmental impact statement Environmentally friendly home construction Equal credit opportunity act (ecoa) Equal Credit Opportunity Act. Equalization Equalization factor Equifax Equitable lien Equitable right of redemption Equitable title Equity Erosion Errors and omissions insurance Escheat Escrow Escrow account Escrow agent Escrow analysis Escrow closing Escrow company Escrow disbursements Escrow instructions Escrow payment Estate Estate (tenancy) at sufferance Estate (tenancy) at will Estate (tenancy) for years Estate (tenancy) from period to period Estate in land Estate taxes Estoppel Estoppel certificate Ethics Eviction Evidence of title Examination of title Excavation Exchange Exclusive listing Exclusive right-to-sell listing Exclusive-agency listing Executed contract Execution Executor Executory contract Exhaust fan Experian Express agreement Express contract External depreciation Facade Fair Credit Billing Act Fair credit reporting act Fair Credit Reporting Act. Fair Debt Collection Practices Act. Fair Housing Act fair market value Fannie Mae Fannie mae (fnma) Farmer's Home Administration Farmer's home administration (fmha) Fascia Federal deposit insurance corporation (fdic) Federal home loan mortgage corporation (fhlmc) Federal Home Loan Mortgage Corporation,law Federal Housing Administration (FHA) Federal National Mortgage Association Federal national mortgage association (fnma) Federal Reserve Board Federal reserve system Federal style Federal Trade Commission Fee simple Fee simple absolute Fee simple defeasible Fee simple estate Feng shui Feudal system Fha loan FHA loans Fha mortgage FHA-insured mortgage Fiduciary Fiduciary duty Fiduciary relationship Field changes Fill dirt Filled land Financial institutions reform, recovery and enforcement act Financing statement Finder's fee Finish grade Fire Insurance Fire wall Firm commitment First mortgage Fiscal policy Fixed installment fixed rate mortgage Fixed time Fixed-rate mortgage Fixer-upper Fixture Flashing Flat fee Flat roof Float floor drain Floating wall Flood insurance Flood plain Floor area ratio Florida rooms Footings For Sale By Owner (FSBO) Forbearance Foreclosure Forfeiture Foundation Foyer Fractional section Framing Fraud Freddie Mac Freehold estate Free-market lots French doors Front footage Frontage Fully amortized adjustable-rate mortgage Functional obsolescence Furnace Fuse Future interest Gable Gable roof Gag rules Gambrel roof Gap General agent General contractor General lien General partnership General plan General warranty deed Geodesic dome Georgian style Gift Gingerbread decoration Ginnie mae Girders Good-faith estimate Government check Government loan (mortgage) Government lot Government National Mortgage Association Government national mortgage association (ginnie mae) Government national mortgage association (gnma) Government survey system Grace period Grade Grade level graduated payment mortgage Graduated-payment mortgage (gpm) Granny flat Grantee Granting clause Grantor Greek Revival style Greenbelt Gross income Gross income multiplier Gross lease Gross rent multiplier (grm) Ground fault circuit interrupter Ground lease Ground rent Group home Growing-equity mortgage Growing-equity mortgage (gem) Guarantee mortgage Gutters Habendum clause Half-bath Hazard insurance Header Heat pump Hectare Heir High density High Ratio Mortgage Highest and best use High-rise Hip roof Historic preservation Historic structure Holdover tenancy Holographic will Home equity conversion mortgage Home equity conversion mortgage (hecm) Home equity line of credit Home equity loan Home inspection Home rule Home warranty Homeowners' association Homeowner's insurance Homeowners' insurance Homeowner's insurance policy homeowner's policy Homeowner's warranty Homeowners' warranty Homestead Homesteading Hopper window Hose bibb House wrap Housing discrimination Housing expense ratio Hud median income Hud-1 settlement statement HUD-1 Uniform Settlement Statement Hypothecate Impact fees Implied agreement Implied contract Implied warranty of habitability Impounds Improvement Income approach Income property Incorporeal right Incurable defect Independent contractor Index Index method Individual Retirement Account In-file credit report Infill development Infill housing Inflation Infrastructure Inheritance taxes Initial interest rate inspection inspection clause Inspection report Installment contract Installment sale Insulation Insurable title Insurance Insurance binder Interest Interest accrual rate Interest rate Interest rate buy-down plans Interest rate caps Interest rate ceiling Interest-only loan Interim Agreement Interim financing Interstate land sales full disclosure act Intestate Intrinsic value Investment Investment property Involuntary alienation Involuntary lien Jalousie window Joint liability Joint tenancy Joint venture Joist Judgement Judgment Judicial foreclosure Judicial precedent Jumbo loan Jumbo mortgage Junior lien Junior mortgage Kit home Knee wall Knob-and-tube wiring Land Land contract Land Title Fees Landscape Landscape architect Landscape contractor Landscape designer Latches Late charge Late payment Latent defect Law of agency Lead Lease Lease option lease option Lease purchase Leasehold estate lease-purchase agreement Legacy Legal blemish Legal description Legally competent parties Lender lender's agent Lessee Lessor Letter of intent Leverage Levy Liabilities Liability insurance License Lien Lien theory Life Life cap Life estate Life tenant Life-cycle cost analysis Limited partnership Line of credit Lintel Liquid asset Liquid assets Liquidated damages Liquidityo lis pendens Listing Listing agreement Listing broker Listing inventories Littoral rights Live-in partnership Live-work space Load-bearing wall Loan Loan application Loan application fee Loan commitment Loan officer Loan origination Loan origination fee Loan processing fee Loan servicing Loan term Loan -to-value ratio Loan-to-value (ltv) Loan-to-value ratio Lock-in Lock-in period Loft Log cabin Lot-and-block (recorded plat) system Low density Low-ball offer Low-documentation loan Low-down-payment loan Main water shut-off valve Maintenance fee Managed-competition lots Management agreement Mansard roof Mantel Manufactured housing Margin Market Market conditions Market value Marketable title Masonry Master plan Master-planned community Maturity Maximum financing Mechanical systems Mechanic's lien Median price Mediation Merged credit report Meridian Metes and bounds Metes-and-bounds description Mill Minor Mint condition Mixed-income housing Mixed-use development Modification Molding Monetary policy Money market account Money market funds Month-to-month tenancy Monument Mortgage Mortgage acceleration clause Mortgage Application Fee Mortgage banker Mortgage broker Mortgage insurance Mortgage insurance (mi) Mortgage insurance premium (mip) Mortgage Lender Mortgage lien Mortgage life and disability insurance Mortgage life insurance Mortgage Loan mortgage note Mortgagee Mortgage-interest deduction Mortgagor Motivated buyer Motivated seller Move-in condition Move-up buyer Mullion Multidwelling property Multidwelling units Multifamily mortgage Multiperil policies Multiple listing service (MLS) Multiple offers Multiple-listing clause Municipal housing inspector Nail pops Needs-based pricing Negative amortization Negative-slope driveway Negotiable instrument Neo-traditional planning Net cash flow Net lease Net listing Net operating income (noi) Net worth New Urbanism Niche NIMBY (Not In My Back Yard) No cash-out refinance No-competition lots No-cost loan No-documentation loan Non-assumption clause Nonconforming use Non-homogeneity Non-liquid asset Non-recurring closing costs Note Note rate Notice of default Novation Nuncupative will Obsolescence Occupancy Permit offer (offer to purchase) Offer and acceptance Offeror/offeree Office of thrift supervision (ots) Online real estate listings Open house Open listing Open space Open-end loan Option Option listing Oral agreement Original principal balance origination fee Ostensible agency Overhang over-improvement Owner financing Package loan Panel Paneling Parcel Parking strip Parol evidence rule Partial payment Participation mortgage Partition Partnership Party wall Passive loss Passive solar system Patent Patent defect Patio Payment cap Payment change date Payoff statement Percentage lease Percolation test Per-diem interest Perennial Pergola Periodic estate (tenancy) Periodic payment cap Periodic rate cap Personal property Pest-control inspection Physical deterioration Pier PIT PITI PITI (Principal, Interest, Taxes, Insurance) Piti reserves Planned communities Planned unit development (pud) Planned-unit development Plaster Plat map Plottage PMI Pocket door Point Point of beginning (pob) points Police power Porch Porte cochere Portfolio lender Portico Possession Possession Date Power of attorney Pre-approval Pre-approval letter Prepaid expenses Prepaid interest Prepaid items Prepayment pre-payment Prepayment penalty Prepayment Privilege Prequalification Pre-qualification pre-qualify Pre-sold home Pressure relief valve Price range Price-fixing Primary mortgage market Prime rate Primer Principal Principal balance Principal meridian Principal, interest, taxes, and insurance (piti) Principle of conformity Principle of progression Principle of regression Prior appropriation Priority Privacy fence Private mortgage insurance (mi) Private mortgage insurance (PMI) Probate Probate sale Procuring cause Production home Programming Progression Project budget Promissory Note Property line Property manager Property Purchase Tax (Previous name for PTT) Property report Property reports Property tax Property tax deduction Property Transfer Tax Property value Proprietary lease Proration Prorations Protected class Public auction Pud (planned unit development) Puffing Punch list Pur autre vie "for the life of another." Purchase agreement Purchase money transaction Purchase-money mortgage Purchase-money mortgage (pmm) Pyramiding qualify Qualifying ratios Quantity-survey method Queen Anne style Quiet title Quitclaim deed Quit-claim deed Radon Rafter Rammed-earth construction Ranch style Range rate cap Rate lock Rate-improvement mortgage Ratification Ready, willing and able buyer Real estate Real estate agent Real estate attorney Real estate broker Real estate investment syndicate Real estate investment trust (reit) Real estate investment trusts (REITs) Real estate land Real estate license law Real estate mortgage investment conduit (remic) Real estate recovery fund Real Estate Settlement Procedures Act (RESPA) Real property Realtist Realtor RealtorŪ Recission Reconciliation Reconveyance Reconveyance deed Recorder Recording Recording fee Rectangular (government) survey system Redemption Redemption period Redlining Reduction certificate (payoff statement) Refinance transaction Refinancing Regression Regulation Z Rehabilitation mortgage Release deed Relocation benefits Relocation company Remainder interest Remaining balance Remaining term Rent Rent loss insurance Rent schedule Renter's insurance Repayment plan Replacement cost Replacement reserve fund Repossession Reproduction cost Resale value Reserve fund Resolution trust corporation Restrictive covenants Restructured loan Return on investment Reverse mortgage Reverse-annuity mortgage (ram) Reversionary interest Reversionary right Revolving debt Ridge board Ridge vent Right of first refusal Right of ingress or egress Right of survivorship Right to recission Right-of-way Riparian rights Risk management Rough-in Rules and regulations Rural Housing Service R-value Sale and leaseback Sale-leaseback Sales comparison approach Sales contract Salesperson Saltbox style Sanitary sewer Sash Satisfaction of mortgage Schematic designs Second mortgage Secondary market Secondary mortgage market Section Secured loan Security Security agreement Security deposit Seller broker Seller carry-back Seller take-back Seller's market Semi-custom home Separate property Septic system Servicer Servicing Servient tenement Setback settlement disclosure statement Settlement statement Severalty Severance Sharecropping Shared-appreciation mortgage Shared-appreciation mortgage (sam) Shared-equity transaction Shed ceiling Shed roof Shingle style Shingles Shoe molding Sill cock Sill plate Situs Skylight Slab foundation Slider window Soffit Soils test Spanish Mission style Special agent Special assessment Special deposit account Special warranty deed Specific lien Specific performance Specifications Speculation home Splash block Split-level style Square footage Square-foot method Standard Metropolitan Statistical Area Standard payment calculation Starter home Statement of Adjustments Statute of frauds Statute of limitations Statutory Building Scheme Statutory lien Statutory redemption Steel framing Steering Step-rate mortgage Storm sewer Storm windows Straight (term) loan Straight purchase Straight-line method Strike plate Stucco Studs Subagent Subcontractor Subdivider Subdivision Subdivision and development ordinances Subdivision plat Sub-flooring Sublease Subletting Subordinate financing Subordinate loan Subordination Subordination agreement Subrogation Substitution Subsurface rights Suit for possession Suit to quiet title Sump pump Supply Supply and demand Surety bond Surface rights Survey Surveyor's Certificate of Location Sweat equity Syndicate Tacking Tap fees Tax credit Tax deduction Tax deed Tax lien Tax sale Tax shelter Taxation Tear-down condition Teaser rate Tenancy by the entirety Tenancy in Common Tenant Tenant improvements Tenants in common Terrace Testate Testator The 72-hour clause Third-party origination Tier (township strip) Time is of the essence Timeshare Time-share Title Title company Title insurance title insurance Title risk Title search Title theory Top producer Top soil Torrens system Total expense ratio Townhouse Township Township strips Tract home Trade equity Trade fixture Trading down Trading up Transfer Transfer of ownership Transfer tax Transom Trans-Union Tray ceiling Treasury bills Treasury index Trellis Trim work Truss Trust Trust account Trust deed Trust deed lien Trustee Trustee's deed Trustor Truth-in-lending Truth-in-Lending Act Tuck-point Two- to four-family property Two-step mortgage U.S. Department. of Housing and Urban Development (HUD) Underlayment Underwriting Undisclosed heir Undisclosed spouse Undivided interest Unenforceable contract Uniform commercial code Unilateral contract Unit of ownership Unit-in-place method Unrecorded deed Unsecured loan Upgrades Upon the death of the individual Upzoning Urban sprawl Usury Va loan VA loans VA mortgage Valid contract Value Variable interest rate Variable rate Variable rate mortgage Variance Vaulted ceiling Vendee Vendor Verification of deposit Verification of employment Vested Vestibule Veterans Administration (VA) Victorian style Vinyl-clad windows Void contract Voidable contract Voluntary alienation Voluntary lien Wainscoting Waiver Walk-out basement Walk-through walk-through inspection Warranty Waste Wetlands Wild deed Will Window light Window seat Window well Window well covers Workers' compensation acts Wraparound loan Wraparound mortgage Zero-lot lines Zoning ZONING ORDINANCE Zoning variance |
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| 05/18/2004 | |
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